Commercial mortgages & commercial remortgages
Buying a premises rather than renting is obviously an investment rather than empty money; taking out a commercial property mortgage can have other benefits too – like tax deductable interest payments, for example.
Along with the positives, there are some restrictions and downsides too – which is why the help of a commercial mortgage broker like Charleston Financial Services is invaluable.
We are able to arrange commercial mortgage loans and commercial remortgages with a loan-to-value (LTV) ratio of up to 75% and no additional security requirements – competitive rates start at 3.25% above the base interest rate.
For clients who can provide additional security for their commercial mortgage – for example, by securing it on a home or other investment property – we can arrange loans of up to 100%.
Examples of properties appropriate for a commercial mortgage:
- Freehold public houses
- Offices
- Convenience stores and retail units
- Factories and warehouses
- Land
- HMO (houses in multiple occupancy)
- Nursing homes
- Industrial units
- Care homes
- Flats under one freehold title
- Owner occupation
- Investment purposes
Charleston Financial can also arrange commercial mortgages for residential portfolios or individual buy to let properties, and arrange a single commercial mortgage across multiple or individual dwellings.
Visit our FAQ section or take advantage of our expertise and speak directly to a qualified advisor. Telephone 0800 612 3167 or click below to apply.
