The role of a good commercial mortgage packager has taken on a significant role within the credit market since the credit crunch hit and access to commercial mortgage funding became more restricted.
Whilst there are many mortgage packagers in the market who list commercial mortgages as one of their many offerings, it is important to the success of your client’s mortgage to ensure that commercial mortgages are the key business driver within the packaging firm’s product suite.
At Charleston Financial, our team has over 10 years of commercial mortgage packaging experience with all categories of commercial lending from prime high street lending through to the challenger banks offering niche products through preferred partners, including Shawbrook bank, Interbay Commercial and Aldermore.
A well packaged case should be presented to the lender with all of the pre qualified supporting information including financial information, bank statements, a commentary on the security property and most importantly a good quality, high level credit summary which is where Charleston Financial stands out from the crowd.
By using Charleston Financial to package your clients commercial mortgage, you can be sure that if the proposal is not suitable for the lender initially quoted, that we will provide you with an alternative option if there is one available on the market.
We do not charge your customers any applications fees, if we are unsuccessful in providing your client with terms from a lender they will not pay any fees, if they are presented with terms and decide to proceed, we will charge a £249 commitment fee which will be paid at valuation stage, but stress this is ONLY if they decide to accept the terms quoted.
In order to submit your enquiry, please contact our new business department on 01442 215 527 or apply online