Case Studies

These are true examples of the mortgages recently arranged with our commercial lending partners, if you would like to discuss these further or have a similar lending requirement, contact our commercial mortgage experts on 0800 612 3167

Commercial mortgage
 HMO purchase with additional security

Gross Loan
Loan to Value (LTV)
Borrower
Location
Loan Purpose
Loan Term
Security
Property Type
Rate Arranged
Lenders Fee
Application to offer
£1,015,000
65%
Private sole trader
Oxford
HMO purchase with additional security
120 months interest only
1st legal charge on bricks and mortar
2 HMO properties
5.95 %+ LIBOR
2.50% of which 2.25% is added loan
1 working day

Commercial Mortgage for Shop and Flat

Gross Loan
Loan to Value (LTV)
Borrower
Location
Loan Purpose
Loan Term
Security
Property Type
Rate Arranged
Lenders Fee
Application to offer
£281,250
75%
Private sole trader
London
Purchase for investment
300 months
1st legal charge on bricks and mortar
Retail shop and flat above
5.95 %+ LIBOR
2.50% of which 2.25% is added loan
2 working days

Commercial Mortgage for Warehouse Purchase

Lloyds TSB banking.

Gross Loan
Property Valuation
Loan to Value (LTV)
Borrower
Location
Loan Purpose
Loan Term
Security
Property Type
Rate Arranged
Lenders Fee
Application to offer
£70,000
£100,000
70%
Private sole trader
London
Purchase for owner occupation
300 months
1st legal charge on bricks and mortar
Warehouse for existing business
3.30 %+ BoE base rate
1.75% added to the loan
23 days

Commercial Mortgage for Sitting Tenant Shop Purchase

Gross Loan
Property Valuation
Loan to Value (LTV)
Borrower
Location
Loan Purpose
Loan Term
Security
Property Type
Rate Arranged
Lenders Fee
Application to offer
£280,000
£280,000 (purchase price) £400,000 OMV
70%
Limited Company
Essex
Sitting tenant purchase for owner occupation
300 months
1st legal charge on bricks and mortar
Shop for existing business
3.30 %+ BoE base rate
1.75% added to the loan
14 days

Commercial Mortgage for Limited Company Buy to Let

 

Gross Loan
Property Valuation
Loan to Value (LTV)
Borrower
Location
Loan Purpose
Loan Term
Security
Property Type
Rate Arranged
Lenders Fee
Application to offer
£139,750
£215,000
65% interest only
Limited company buy to let
Doncaster
Investment purchase from director of limited company
120 months interest only
1st legal charge on bricks and mortar
Residential house
3.95% + LIBOR
1.95% added to the loan
5 days

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Please note that these results are for guidence only.

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